Tally for holding gold
Monzo for fiat
Private wallet for crypto
Not wise holding all your financial diversity under one roof, especially with no allocated gold or private keys for crypto with Revolut.
Only children choose. At least for those commission-free (well, nothing is ever really free) solutions, why don’t you spread your risks across multiple places? I use both Freetrade, Revolut to keep my stocks, IG and Capitol.com for the evil CFD, Tally and Revolut for gold.
Reduction of risks come with a price of complexity. You can reduce the complexity with the help of OpenBanking to a certain degree.
Revolut has over 12 million customers