I have seen a lot of negativity on the bulletin board and would like to share my experience as someone who has actually been using it as a (savings) bank account.
I initially placed £50 in the account when I first was able to open it as a beta tester. This occurred on the 27th March 2019.
Today’s value = £73.54 (100T = £4.77) +47%
Had I placed this amount in any of the leading banks the best return would have been circa 3% - This shows the true value of Tally, whilst I understand favourable conditions have been responsible for the returns I have seen - this truly is a fantastic was of investing in gold but having direct saving to spend it if the time arises. Personally I wouldn’t transfer all my banking to this card as I mostly use an Amex (points collector) but any saving I’m considering moving into my Tally account.